If you are unable to work, whether due to injury or illness, you may be entitled to lodge a claim for total and permanent disability (TPD) benefits, which are paid as a lump sum. This is in addition to any personal injury claim that may be available to you, such as a motor vehicle accident claim, work injury claim, public liability claim or medical negligence claim.
A TPD claim is made against your superannuation fund. Unlike personal injury claims, you are not required to prove that your injuries were caused by the fault of another party.
The reason you are unable to work does not need to be due to an accident; it can be due to a medical condition which might affect you physically and/or psychologically.
If you are unable to work due to illness or injury, a TPD lawyer from Stacks Law Firm can provide you with advice regarding your potential entitlements under Queensland law.